The most frequently asked question asked in 2016 concerned fig trees. Readers wanted to know why their fig trees did not produce good fruit. Either the fruit dropped from the tree when it was small, or the fruit clung to the tree and never became large but remained small, hard and dry..
In the last few years, raising shrimp as part of aquaculture operations has also become popular in some areas, and the farm raised shrimp are similar but not quite as good as wild shrimp. For one thing, wild shrimp eat a different diet, made up of seaweed and animal matter, which gives them a better flavor. And since the wild shrimp get more exercise, their meat is generally firmer..
But then I walk past the pineapple sage bush in my backyard and I hear that it is a mass of bees. My bees. The blue tongue lizards that are too big for the roaming bantams would succumb to the first meal of baited snails. Chapmantown residents have been living over a toxic nitrate groundwater plume for decades. The sewering will fix this. Their wisdom and ideas are needed to help elect City Councilors, but have been disenfranchised from voted for 100 years. It is time to welcome our friends and neighbors from Chapmantown into Chico. Grumpy old boomer power brokers (Mulholland and Dolan) have denied environmental justice and voting rights to Chapmantown for far too long. Justice has been delayed, but no longer! LESS.
While each intermediary sets their own criteria for loan eligibility, the general requirements include some type of collateral, and the personal guarantee of the business owner. The collateral may include equipment, contracts, inventory or other property.RELATED: How to Get an SBA LoanThe basic questions often asked by the loan providers include:Is this a start up or existing business?How much money is needed, and for what purpose are the funds intended?Who is included in the management team, and what is their experience?What collateral is available?How much have you already invested or are you willing to invest?Unlike a bank, however, most intermediaries do not require business plans; but borrowers must be able to display an understanding of the business and its current marketplace. For new business owners, personal tax returns are required while intermediaries look for previous financial statements for existing businesses.Third, it’s not free money.RELATED: How to Raise Money to Start a BusinessThe microloan is a good source of funds for businesses that have never borrowed from a bank, or those that require smaller amounts that banks typically do not provide as a business loan.